Geld lenen zonder BKR toetsing
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Date: Fri, 13 Aug 2010 Time: 5:02 PM
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Ook indien je in het verleden enige tekortkoming hebt gehad in het terugbetalen van geld aan een instantie is geld lenen zonder BKR toetsing vaak moeilijk. Geschillen die negatief van invloed zijn op jouw vermogen kunnen het aanvragen van een lening dwarsbomen, voornamelijk indien het zou gaan om het niet geheel of gedeeltelijk terugbetalen van enige schuldverplichting.
Bij het indienen van je aanvraag voor een minilening dien je gelijk te verklaren op de hoogte te zijn van de geldende voorwaarden en hiermee akkoord te gaan. Na het accepteren van de onderhavige voorwaarden kan een aanvraag in veel gevallen enkel via een te verzenden SMS bericht gebeuren. Het telefoon abonnement waarmee je een SMS doet verzenden zal moeten zijn afgesloten bij een in Nederland gevestigde telecom maatschappij.
Een minilening is naast het verzenden van een SMS bericht ook aan te vragen via internet, hiervoor zal het daarvoor bestemde aanvraagformulier op de site van de kredietinstelling moeten worden ingevuld. Let wel goed op, het bankrekeningnummer dat je opgeeft moet op naam staan van de persoon die het krediet doet aanvragen en is aangehouden bij een Nederlandse bank in Nederland.
Gelijk met het indienen van je aanvraag dien je te verklaren dat de verstrekte gegevens juist zijn en volledig naar waarheid zijn verstrekt. De op de kredietaanvraag voorkomende gegevens zijn dan ook bindend voor de aanvrager van de lening.
De geldverstrekker heeft altijd het recht, zonder daartoe verplicht te zijn, te controleren of de verstrekte gegevens juist en authentiek zijn. Als controle van je personalia is het mogelijk dat men verzoekt een kopie van jouw paspoort of van je geldig rijbewijs in te sturen.
Lenen van geld, zonder dat daarvoor bij het BKR een toetsing zal worden gedaan, zal ook zorgvuldig door geldverstrekkers worden nagetrokken. In plaats van het controleren van een registratie bij het BKR zal wel andere informatie over een aanvrager worden nagetrokken.
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